Legal conditions

General Terms and Conditions of Business

For existing clients of the former Semper Constantia Privatbank and for new clients of the Liechtensteinische Landesbank (Österreich) AG from 1 October 2018, the following General Terms and Conditions apply: "General Terms for SCP and LLB customers since 01.10.2018

For clients having entered into a business relationship with Liechtensteinische Landesbank (Österreich) AG before 1 October 2018, the document ‘General terms for existing LLB clients prior to 01.10.18’ shall apply, provided, however, that the validity of the time of receipt of payment orders is regulated by Clause VII. 2. ‘Time of receipt of payment orders’ of the document ‘Information on Payment Services for Consumers’ available via the download center.

The LLB (Österreich) AG has undertaken all efforts to ensure the accuracy and completeness of the information provided at the time of consultation. Under no circumstances is any responsibility assumed for consequential losses, particular for specific, coincidental, direct or indirect losses.

The LLB (Österreich) AG is not responsible for any damage to your computer, software, modem, telephone or any other property that may have arisen as a result of using our website.


The LLB (Österreich) AG reserves the right to make changes to the information at any time without notice and without reference to the changes that have been made.

Copyright notice

All content is provided for information purposes for individual, non-commercial use. You are not authorised to make copies, reuse or reproduce the content. Images and data may not be published or subject to further processing without the prior express written permission of the copyright holder, whether for commercial or personal purposes.

All content is provided exclusively for your personal information. Access to the information provided may be restricted due to local laws and regulations. Those affected by such provisions should seek clarification of any restrictions and act accordingly; access to the information provided is not intended for these groups. If you are unsure whether you are legally permitted to use the website, we hereby encourage you to leave the website.


The LLB (Österreich) AG has not verified the content or legality of other websites to which it has provided links. Moreover, it has no control over the design of other websites and the LLB (Österreich) AG hereby expressly dissociates itself from any potentially illegal content that is displayed. No responsibility or liability is assumed. The legal conditions of the LLB (Österreich) AG do not apply to other providers.

The LLB (Österreich) AG has no control or influence whatsoever over the websites that you access via this website. Accordingly, the LLB (Österreich) AG assumes no responsibility for the compliance of other providers in respect of your rights.


Please note that e-mail received by the Bank will only be read during Bank working hours. Furthermore, we hereby inform you that we cannot guarantee the security of any personal information that is disclosed via e-mail or on the Internet. Information may be intercepted or misdirected. You should therefore avoid disclosing personal information via e-mail or via the Internet.


We use and offer the following languages for communications: German and English.

Legal framework

The LLB (Österreich) AG is subject in particular to the Austrian Banking Act (Bankwesengesetz – BWG) and the Austrian Securities Supervision Act (Wertpapieraufsichtsgesetz – WAG).

Detailed information regarding the currently applicable, statutory legal texts can be obtained directly and free of charge from the Federal Government's Legal Information System (RIS):

Data protection

All personal data that is processed is handled in accordance with the applicable data protection regulations and the Austrian Telecommunications Act (Telekommunikationsgesetz – TKG).

Privacy statement


This website uses cookies to collect information about your use of the website. This information includes the speed of your connection, details regarding your operating system, the time and duration of your visit, and your IP address.

Cookie policy


Your security is our utmost concern. Thanks to modern technologies, high security standards and first-class IT specialists, the computer systems we use meet the highest international standards.

Product governance – information for product manufacturers

Upon request, we will gladly provide product manufacturers with information on the financial instruments we distribute.

Please use our contact form and enter the keyword "MiFID II Target Market Product Manufacturer" in your message.